Joel D. Berman Credit Insurance International Risk Management Inc Joel Berman has been in credit insurance for almost forty years. He spent the first 18 years of his career with American Credit Indemnity, the largest credit insurance provider in the country. Since 1991, he has been operating one of the most diversified credit insurance brokerage firms on the East coast. Prior to his entry into the credit insurance arena, Joel was a corporate credit manager for several large companies in the metropolitan area. Joel earned his Bachelors degree at CCNY. Joel Berman Credit Insurance International Risk Management Inc 67 Carnegie Drive Smithtown NY 11787 631-265-6570 (office) 516-330-2875 (cell) joelberman@creditinsuranceintl.com www.creditinsuranceintl.com